Home Finance In Dubai For Indians

Home Finance In Dubai For Indians

Everyone desires to have their own nest where they can live peacefully with their loved ones. Having a place to be called home in a luxury place like Dubai is a heavenly feeling which is way beyond a fruitful experience. To have your dream home you need to have apt finance.

Home finance is the easiest way to have funds to own a home. But to avail of home finance in Dubai can be a complex process if one is not rightly informed. Let us solve some of the leading questions for Indians that must be considered before availing of home finance in Dubai.

Why to avail home loan in Dubai? 

1. Be the owner of your nest. 

A home loan helps you to have a property of your own in Dubai and experience an unmatched feeling of certainty and security.  

2. Rate of Interest 

The rate of interest to avail of a home loan is 3 to 4% which is much lower than the Indian market.

3. Amount of home loan. 

One can avail of a home loan of up to 50% of the property value.

4. A Lifestyle like nowhere 

Dubai offers world-class amenities along with a rich standard of living that no other place offers, which makes it an important choice among the masses to own a home here.

What are the documents required to avail of home finance in Dubai for Indians?

Availing of home finance requires you to submit some documents to check creditworthiness and ensure the authenticity of other details. 

Documents required for self-employed people

  • Proof of ownership of the business 
  • Passport 
  • Address 
  • 6-month bank statement 

Documents required for salaried people 

  • Salary certificate
  • Passport 
  • Address proof 
  • 6-month bank statement 

What are the major banks offering home finance in Dubai for Indians?

Below are some of the leading banks of UAE that you can contact to avail of home finance. 

  • Emirates NBD 
  • Dubai Islamic Bank
  • Mashreq bank 
  • First Abu Dhabi Bank
  • Commercial bank of Dubai 

Note: Some banks may also require certain age restrictions for applicants seeking home finance. In general, the age limit varies between 21 to 65 years.


One can easily own a home in Dubai with lucrative home finance options available in Dubai. Taking a fully informed decision and knowing all prerequisites is very crucial.  We have covered the maximum essentials to know before availing of home finance. If you’re looking to invest in Dubai real estate and you wish to take a home loan for the same, do contact us for a hassle-free experience.

We assure you of minimum chaos and maximum safety with an easy and transparent home finance process. We are your ally to help you simplify the process of home financing and ensure to present you with authentic and reliable deals.